Terms and conditions for zelqorivana.com

These terms outline your rights and responsibilities when using our website and services. Please review them carefully.

October 3, 2025

Acceptance of terms

By accessing our website or subscribing to our services, you agree to comply with these terms and any related policies. If you do not accept any part of these terms, do not use our services.

Definitions

Key terms used in these terms and conditions include:

"Service" refers to our subscription-based financial planning consultation and related features.

"User" means any person who accesses or interacts with our website or services.

"Advisor" refers to a qualified professional providing consultation services under our subscription.

"Content" includes all materials, information, and resources on our website.

Service usage

Our subscription service is available to individuals residing in Australia who are at least 18 years old.

Eligibility

Only Australian residents aged 18 or older may subscribe to or use our services.

Proof of residency or age may be required.

User responsibilities

You are responsible for your use of the service and for maintaining the accuracy of your information.

Ensure your contact and subscription details are current and accurate.
Use the service only for lawful purposes and in accordance with these terms.
Respect the privacy and rights of other users and our advisors.
Report any unauthorised access or suspicious activity promptly.

Prohibited uses

The following activities are not allowed:

Using the service for unlawful, fraudulent, or malicious purposes.
Attempting to gain unauthorised access to our systems or data.
Uploading or transmitting harmful code, viruses, or disruptive materials.
Impersonating others or misrepresenting your identity.
Violating any applicable Australian laws or regulations.

Intellectual property

All content, trademarks, and materials on this site are the property of zelqorivana or its licensors. You may not reproduce, distribute, or use any materials without prior written consent.

User content

You remain responsible for any content you submit to us, including messages or feedback.

User content rights

By submitting content, you grant us a licence to use it for service delivery and improvement.

Privacy and data protection

Your information is handled as described in our Privacy Policy. We prioritise the protection and responsible use of your data.

See privacy policy

Disclaimer and limitations

Your use of the service is at your own risk. No warranties or guarantees are made.

Important notice

Results may vary. Past performance does not guarantee future results.

Limitation of liability

We are not liable for indirect, incidental, or consequential damages related to your use of our website or services.

Indemnification

You agree to indemnify and hold zelqorivana harmless from any claims arising from your use of the site or violation of these terms.

Dispute resolution process

We encourage you to contact us with any concerns or disputes.

Arbitration

Disputes may be resolved by arbitration as permitted by law.

You retain all rights available under Australian law.

Online dispute resolution

Australian users may access online dispute resolution services if needed.

Learn about dispute resolution

Severability

If any part of these terms is invalid, the remainder remains in effect.

Entire agreement

These terms, along with related policies, constitute the full agreement between you and zelqorivana.

Governing law and jurisdiction

Australian law applies to all interactions with this website and its services.

Termination

We reserve the right to suspend or terminate service for violations of these terms or applicable laws.

Changes

We may update these terms at our discretion. Please review them regularly for updates.

Contact information

For questions about these terms, reach out to us below.

Email address: content@zelqorivana.com

Phone: +61 2 7277 0385

Address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: October 3, 2025

Version: 3