Terms and conditions for zelqorivana.com
These terms outline your rights and responsibilities when using our website and services. Please review them carefully.
October 3, 2025
Acceptance of terms
By accessing our website or subscribing to our services, you agree to comply with these terms and any related policies. If you do not accept any part of these terms, do not use our services.
Definitions
Key terms used in these terms and conditions include:
"Service" refers to our subscription-based financial planning consultation and related features.
"User" means any person who accesses or interacts with our website or services.
"Advisor" refers to a qualified professional providing consultation services under our subscription.
"Content" includes all materials, information, and resources on our website.
Service usage
Our subscription service is available to individuals residing in Australia who are at least 18 years old.
Eligibility
Only Australian residents aged 18 or older may subscribe to or use our services.
Proof of residency or age may be required.
User responsibilities
You are responsible for your use of the service and for maintaining the accuracy of your information.
Prohibited uses
The following activities are not allowed:
Intellectual property
All content, trademarks, and materials on this site are the property of zelqorivana or its licensors. You may not reproduce, distribute, or use any materials without prior written consent.
User content
You remain responsible for any content you submit to us, including messages or feedback.
User content rights
By submitting content, you grant us a licence to use it for service delivery and improvement.
Privacy and data protection
Your information is handled as described in our Privacy Policy. We prioritise the protection and responsible use of your data.
See privacy policyDisclaimer and limitations
Your use of the service is at your own risk. No warranties or guarantees are made.
Important notice
Results may vary. Past performance does not guarantee future results.
Limitation of liability
We are not liable for indirect, incidental, or consequential damages related to your use of our website or services.
Indemnification
You agree to indemnify and hold zelqorivana harmless from any claims arising from your use of the site or violation of these terms.
Dispute resolution process
We encourage you to contact us with any concerns or disputes.
Arbitration
Disputes may be resolved by arbitration as permitted by law.
You retain all rights available under Australian law.
Online dispute resolution
Australian users may access online dispute resolution services if needed.
Learn about dispute resolutionSeverability
If any part of these terms is invalid, the remainder remains in effect.
Entire agreement
These terms, along with related policies, constitute the full agreement between you and zelqorivana.
Governing law and jurisdiction
Australian law applies to all interactions with this website and its services.
Termination
We reserve the right to suspend or terminate service for violations of these terms or applicable laws.
Changes
We may update these terms at our discretion. Please review them regularly for updates.
Contact information
For questions about these terms, reach out to us below.
Email address: content@zelqorivana.com
Phone: +61 2 7277 0385
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective date: October 3, 2025
Version: 3