General disclaimer notice

Important notice

This website provides general information only.

No content here constitutes personalised financial advice or guarantees any particular outcome.

All information on this site is intended for general informational purposes. Nothing here should be construed as individual financial, legal, or other professional advice. Results may vary, and past performance does not guarantee future outcomes.

General information

The materials and content provided are for general reference only. We do not guarantee the accuracy, completeness, or suitability of any information for your individual circumstances. Always consider consulting a licensed professional for personal advice.

Limitations of liability

We disclaim any liability for reliance on site content or actions taken based on our information.

We are not responsible for decisions made solely based on information from this site.
We do not guarantee the completeness or ongoing accuracy of information provided.
No liability is accepted for any damages, losses, or claims related to your use of this site.
Service availability and features may change without notice.

Accuracy of information

Every effort is made to ensure the reliability and currency of the information provided. However, errors or omissions may occur, and no warranty is given regarding accuracy.

Always verify information before making financial decisions.

Professional advice

No content on this website should replace consultation with a licensed financial or legal advisor. We do not offer personalised advice or recommendations for your specific needs.

External links

Links to third-party websites are for your convenience only. We do not endorse or guarantee external content or practices.

Results and performance disclaimer

Any examples or case studies are illustrative only. Individual results will differ and are not promised.

Individual results may vary

Outcomes depend on personal circumstances and decisions. There are no assurances of specific results.

Financial product and service disclaimer

We do not provide, promote, or sell any financial products or investment services.

No endorsement or promotion of specific investment vehicles or financial products.
No recommendations regarding portfolio construction or asset allocation.
No advice on buying, holding, or selling financial instruments is offered.

Jurisdictional limitations

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Laws and regulations may differ in other countries. Users outside Australia should consult local professionals.

Australian law governs all interactions with this site and its services.

You are responsible for compliance with your local regulations.

Indemnification

By using this site, you agree to indemnify zelqorivana from any claims or damages arising from your use of the content or services.

Severability

If any part of this disclaimer is found invalid, the remainder remains in effect.

Changes

We may update this disclaimer at any time. Please review it regularly for any changes.

Contact information

For questions or concerns about this disclaimer, contact us via the details below.

Email address: content@zelqorivana.com

Phone: +61 2 7277 0385

Address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: September 17, 2025

Last updated: September 17, 2025